9 Tips to Get Your Insurance Discount
Home insurance and auto insurance may be must-haves, but you don’t have to spend a fortune to get the appropriate coverage. There are things you can do to get discounts on homeowners insurance and auto insurance. Here are some helpful tips to save money on your insurance premiums.
Discount Tips for Home Owners Insurance
You get a discount if you have a security system installed in your home. Gated communities tend to have lower insurance rates and lower crime rates. Something as simple as a deadbolt lock might even get you a discount on your homeowner’s insurance.
2. Fire safety
Equipping your home with smoke detectors and carbon monoxide detectors is a great way to lower your insurance rates. Going a step further with a fire sprinkler system, emergency ladders, fire extinguishers, and heat detectors will help lower your insurance premiums.
Updating your home’s wiring, having a highly rated roof that’s hail resistant, updating your plumbing, having handrails along stairs, or gates around your pool, are all things that can earn you a discount on your homeowner’s insurance.
4. No claims in ten years
If you haven’t filed a claim in the last ten years, you can qualify for a discount on your insurance. Talk to your provider about other policy discounts you may qualify for that you may not have thought of before.
Vehicle Insurance Discount Tips
1. Safe driving
If you’ve never had an accident or traffic violation, then you should be able to get a discount on your car insurance.
2. Safety features
If your car is equipped with certain safety features, then you are entitled to a discount on your insurance. Ask your agent if they offer discounts on things like airbags, anti-lock brakes, and automatic seat belts.
3. Anti-theft device
If your car is equipped with anti-theft device then you get a discount on it. You can also install your own alarm system or vehicle recovery transceiver.
4. Good student discounts
Most insurance companies will offer discounts for students who maintain a certain grade level in school. Since most insurances will charge younger drivers more until they are 25 years old, maintaining a certain GPA can be a great way to get your insurance discount for drivers 25 and under.
5. Don’t let your insurance expire
If you’re thinking of finding a new insurance provider, do so early. Don’t wait until your insurance runs out. In addition to the fact that you can’t drive your car if it’s not insured, you can qualify for a discount to keep insurance on an ongoing basis when you switch to another company.
The biggest key to getting the best price for your car insurance is shopping. Be sure to ask each insurer what types of discounts they offer their customers, so you can be sure that you’re getting the best rates and most discounts available to you.
With 9 ways to get a discount above, I hope you can apply it in your life today. Given that many of us are still not aware of life insurance policies.
That’s a post about an easy way to get a discount from your home or car insurance. Good luck and see you in other interesting articles. More : https://www.travelers.com/
“9 Tips to Get Your Insurance Discount”